Cheap Mobile Phone InsuranceMobile Phone Insurance from £2.48* per month

Over the past few years mobile phones such as the iPhone, Samsung Galaxy S and the Google Nexus have become massively popular and also incredibly powerful. Mobile Phones are now much more than a way to communicate with friends and family and offer features that were once only possible on laptops. However, as their power has increased so has their cost, with a typical smartphone costing upwards of £500. Therefore getting quality smartphone insurance that covers the entire value of your phone is vital.

CoverCloud offers competitively priced cover for your smartphone and gives you protection against loss, accidental damage and even water damage plus overseas cover as standard.

CoverCloud insurance for the Samsung Galaxy S4 starts at £2.48 per month for our Standard cover level with a £75 excess.

How do we compare against other insurers?

Our Elite level policy for the Galaxy S8 64GB costs £6.79 per month and includes cover for loss, theft, accidental damage and breakdown and we think it compares pretty well with the competition:

Supplier Annual Price Monthly Price Damage Theft Breakdown Loss Worldwide Excess
CoverCloud £78.43 £6.79           £75.00
Protect Your Bubble N/A £11.49           £75/£100*
Switched On Insurance £80.00 £8.75           £50
Gadget Cover £115.39 £10.49           £75

Prices from competitor websites and based on Galaxy S4 with all options selected. Prices correct as at 01 Oct 2019.
* First value is the Accidental Damage excess. Second value is the Loss or Theft excess.

Why insure with CoverCloud:

  • Instant Cover if your gadget is less than 60 days old
  • 12-month warranty on all replacements
  • Backed by AXA - No 1 global insurance brand
  • No Limit on Claims while you're insured with us
  • Worldwide Cover as standard
In partnership with Axa - No 1 global insurance brand

Important Information:

CoverCloud is rated 4.4 out of 5 based on 805 reviews from the last 12 months

What our customers say...

Really easy to understand and apply for, everything was easily worded and made it very easy of me to choose an insurance policy best suited to me

Bethany

All the cover you need:

Accidental Damage / Malicious Damage[return to top]

We will pay the cost of repairs if your smartphone is damaged as the result of an accident or malicious damage. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Liquid Damage[return to top]

We will pay the cost of repairs if your smartphone is damaged by liquid as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Breakdown[return to top]

We will pay repair costs if your smartphone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Theft[return to top]

If you have chosen the Premier or Elite cover level and your smartphone is stolen we will provide you with a replacement smartphone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen the Elite cover level and you accidentally lose your smartphone we will replace it.

Unauthorised Calls[return to top]

If your smartphone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your smartphone is damaged as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Worldwide Cover[return to top]

Our gadget insurance policy provides year-round overseas cover as standard.

Cheap Multi-Gadget InsuranceCover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

* Price quoted is for the Samsung Galaxy S4 with the Standard level of cover and a £75 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.