Cheap iPhone XR InsuranceInsurance for your iPhone from £3.44* per month

It may not be the only choice, but for thousands of people when buying a smartphone, the iPhone is the obvious choice. With the most popular iPhone costing over £700 and more expensive models costing upwards of £1400, we think that getting quality insurance for your iPhone is a very good idea.

CoverCloud offers competitive cover that can protect your iPhone against accidental damage, liquid damage, breakdown, theft and loss. All with overseas cover as standard!

With CoverCloud you can make sure your contract, pre-paid or sim-free iPhone is protected - whether it is an iPhone SE or the new iPhone 12 and iPhone 12 Pro .

Why insure with CoverCloud:

  • Instant Cover for all your gadgets
  • 12-month warranty on all replacements
  • Backed by AXA - No 1 global insurance brand
  • No Limit on Claims while you're insured with us
  • Worldwide Cover included
In partnership with Axa - No 1 global insurance brand

Important Information:

What our customers say...

The most trustworthy and reliable insurance company I've had the pleasure of dealing with! Thank you, very fast, efficient and reliable service.

Sotia

All the cover you need:

Accidental Damage / Malicious Damage[return to top]

We will pay the cost of repairs if your iphone is damaged as the result of an accident or malicious damage. If your iphone is not repairable then we will provide you with a replacement iphone.

Liquid Damage[return to top]

We will pay the cost of repairs if your iphone is damaged by liquid as the result of an accident. If your iphone is not repairable then we will provide you with a replacement iphone.

Breakdown[return to top]

We will pay repair costs if your iphone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your iphone is not repairable then we will provide you with a replacement iphone.

Theft[return to top]

If you have chosen the Premier or Elite cover level and your iphone is stolen we will provide you with a replacement iphone. Where only part or parts of your iphone have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen the Elite cover level and you accidentally lose your iphone we will replace it.

Unauthorised Calls[return to top]

If your iphone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your iphone is damaged as the result of an accident. If your iphone is not repairable then we will provide you with a replacement iphone.

Worldwide Cover[return to top]

Our gadget insurance policy provides year-round overseas cover included.

Cheap Multi-Gadget InsuranceCover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

* Price quoted is for the Apple iPhone 8 64GB with the Premier level of cover and a £100 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.