Cheap iPhone InsuranceInsurance for your iPhone from £4.73* per month

With the most popular iPhone costing over £800 and more expensive models costing upwards of £900, we think that getting quality insurance for your iPhone is a very good idea. CoverCloud offers competitive cover that can protect your iPhone against accidental damage, liquid damage, breakdown, theft and loss. All with overseas cover as standard!

With CoverCloud you can make sure your contract, pre-paid or sim-free iPhone is protected - whether it is an iPhone SE, iPhone 7 or the new iPhone 8 and 8 Plus.

CoverCloud insurance for the iPhone 5c 16GB starts at £4.73 per month for our Theft & Loss Only cover level.

How do we compare against other insurers?

Our Elite level policy for the iPhone 7 32GB costs £7.45 per month and includes cover for loss, theft, accidental damage and breakdown and we think it compares pretty well with the competition:

Supplier Annual Price Monthly Price Damage Theft Breakdown Loss Worldwide Excess
CoverCloud £75.40 £7.45           £75.00
Protect Your Bubble N/A £9.49           £60/£100*
Switched On Insurance £80.00 £8.50           £50
Gadget Cover £79.20 £7.20           £75

Prices from competitor websites and based on iPhone 5c 16GB with all options selected. Prices correct as at 01 Nov 2018.
* First value is the Accidental Damage excess. Second value is the Loss or Theft excess.

Why insure with CoverCloud:

  • Comprehensive - choose from 2 levels of cover and 3 excess levels
  • No Limit on Claims while you're insured with us
  • Worldwide Cover as Standard
  • Easy Payments - monthly or annual cover payments

Important Information:

CoverCloud is rated 4.4 out of 5 based on >151 reviews from the last 12 months

What our customers say...

Really easy to understand and apply for, everything was easily worded and made it very easy of me to choose an insurance policy best suited to me

Bethany

All the cover you need:

Accidental Damage*[return to top]

We will pay the cost of repairs if your iPhone is damaged as the result of an accident or malicious damage. If your iPhone is not repairable then we will provide you with a replacement iPhone.

Liquid Damage[return to top]

We will pay the cost of repairs if your iPhone is damaged by liquid as the result of an accident. If your iPhone is not repairable then we will provide you with a replacement iPhone.

Breakdown[return to top]

We will pay repair costs if your iPhone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your iPhone is not repairable then we will provide you with a replacement iPhone.

Theft[return to top]

If you have chosen cover that includes Theft and your iPhone is stolen we will provide you with a replacement iPhone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Loss**[return to top]

If you have chosen cover that includes Loss and you accidentally lose your iPhone we will replace it. Loss cover is only available for mobile phones, iPads, tablets and smartwatches.

Unauthorised Calls[return to top]

If your iPhone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your iPhone is damaged as the result of an accident. If your iPhone is not repairable then we will provide you with a replacement iPhone.

Worldwide Cover[return to top]

Our gadget insurance policy provides overseas cover for unlimited durations as standard unlike some insurance companies who only offer cover for limited times such as 90 days.

E-Wallet Protection[return to top]

If your gadget is accidentally lost or stolen and the claim is covered by your policy, we will refund the cost of unauthorised transactions made using your e-wallet facility up to a maximum of £500.

Cheap Multi-Gadget InsuranceCover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount of up to 10% when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

* Price quoted is for the Apple iPhone 5c 16GB with the Theft & Loss Only level of cover and a £75 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.

* Only in force if you select the Elite Cover option
** Loss cover is only available for Smartphones, iPads, Tablets and Smartwatches