What our customers say...
The most trustworthy and reliable insurance company I've had the pleasure of dealing with! Thank you, very fast, efficient and reliable service.
Over the past few years smartphones from Samsung, Google and Huawei have become massively popular and also incredibly powerful. Smartphones are much more than a way to communicate with friends and family and offer features that were once only possible on laptops. However, as their power has increased so has their cost, with a typical smartphone costing upwards of £1,000. So we think that getting quality smartphone insurance that covers the entire value of your phone is vital.
CoverCloud offers competitively priced cover for your contract, pre-paid or sim-free smartphone and gives you protection accidental damage, liquid damage, breakdown, theft and loss. All with overseas cover as standard.
CoverCloud insurance for the Samsung Galaxy A40 starts at £0.94 per month for our Premier cover level with a £150 excess.
Our Elite level policy for the Galaxy S8 64GB costs £3.37 per month and includes cover for loss, theft, accidental damage and breakdown and we think it compares pretty well with the competition:
|Supplier||Annual Price||Monthly Price||Damage||Theft||Breakdown||Loss||Worldwide||Excess|
|Protect Your Bubble||N/A||£11.49||£75/£100*|
|Switched On Insurance||£80.00||£8.75||£50|
Prices from competitor websites and based on Galaxy A40 with all options selected. Prices correct as at 01 Oct 2021.
* First value is the Accidental Damage excess. Second value is the Loss or Theft excess.
What our customers say...
We will pay the cost of repairs if your smartphone is damaged as the result of an accident or malicious damage. If your smartphone is not repairable then we will provide you with a replacement smartphone.
We will pay the cost of repairs if your smartphone is damaged by liquid as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.
We will pay repair costs if your smartphone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your smartphone is not repairable then we will provide you with a replacement smartphone.
If you have chosen the Premier or Elite cover level and your smartphone is stolen we will provide you with a replacement smartphone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.
If you have chosen the Elite cover level and you accidentally lose your smartphone we will replace it.
If your smartphone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.
We will pay the cost of repairs if the screen of your smartphone is damaged as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.
Our gadget insurance policy provides year-round overseas cover included.
If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.
If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.
As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.
* Price quoted is for the Samsung Galaxy A40 with the Premier level of cover and a £150 excess.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.
Cover is subject to the terms and conditions of the policy.