Exclusive offer for CoverCloud customers
30 days free bicycle insurance*
Discover a new way to insure your bicycle
Forget everything you know about insurance and discover Laka's collective insurance!
The collective is a group of enthusiastic cyclists, connected by a shared passion for cycling. Just like other insurers, Laka do the necessary checks to prevent fraudulent claims and it is also in the interest of everyone within the collective to handle their bicycle as well as possible.
Laka's collective coverage means that the costs of the claims in The Collective are distributed monthly among all cyclists. Are there no claims in a month? Then you (and the rest of The Collective) pay nothing at all. Fair enough!
Fair... not fixed:
Laka won't charge you a fixed sum. Instead they calculate your monthly contributions - up to a max capped amount - based on The Collective's claims.
Why Choose Laka:
Forget about annual contracts. If you want to upgrade, add travel / racing, or pause you can. Anytime. You’re not tied in for a year's flat cover, switch between cover so you are only paying for what you need when you need it.
If things go bad, Laka has got your back. Claims are handled by experts with no depreciation or excess on bike claims. Laka's claims process is straightforward and stress-free. They're dedicated to getting you back on the road as quickly as possible.
Laka's insurance packages offer comprehensive coverage, protecting you against theft, damage, and more.
Laka operates on a community-driven model, ensuring that you only pay your fair share based on actual claims in The Collective.
Say goodbye to hidden fees, Laka's approach is transparent, making it easy to understand what you're paying for.
*Terms & Conditions apply.
