Bicycle Insurance

Our specialist bicycle insurance gets you back on the road... fast.

We'll make sure you enjoy your ride without having to worry about the bad stuff.

Get peace of mind knowing you have cover for: Accidental Damage, Theft, European Cover, Personal Accident , Roadside Recovery and New for Old Replacement.

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Comprehensive Protection:

Important Information:

Cover is subject to the terms and conditions of the policy

All prices include Insurance Premium Tax at 12%

Bicycle Insurance you can trust

Being a victim of bike theft is a distressing and costly experience, as is coping with the burden of unexpected repair costs and inconvenience should you have an accident whilst out on the road.

Bicycle Cover from CoverCloud is the perfect solution, with our comprehensive policy you're instantly protected against any number of risks that can affect you and your bike.

CoverCloud's personal liability cover will also protect your legal liability if you accidentally injure someone or cause damage to property whilst riding your bike.

All the cover you need:

Accidental Damage[return to top]

We will pay the cost of repairs if your bicycle is damaged as the result of an accident or malicious damage. If your bicycle is not repairable then we will provide you with a replacement bicycle.

Theft[return to top]

If your bike is stolen we'll sort it out. We even insure your bike when locked in your car or secured to your roof rack.

New-for-Old Replacement[return to top]

We will pay for the cost of replacement as new providing the damaged cycle was not more than 3 years old at the date of loss and provided it was new when you purchased it. If the cycle was more than 3 years old or was not new at the time of purchase, then we will deal with the claim on an indemnity basis.

European Cover as Standard[return to top]

Cover for up to 30 days per trip anywhere in the European Union subject to a maximum of 90 days during any one period of insurance.

Roadside Recovery Option[return to top]

UK roadside recovery will be available if an incident occurs more than one mile from your home.

Replacement Cycle Hire [return to top]

Within the United Kingdom we will pay up to £25 per day, up to a maximum of 10 days during any one period of insurance, towards the hire of an alternative cycle.

Personal Accident [return to top]

A fixed lump-sum up to £15,000 in the event of accident or death whilst using your bicycle.

Mountain Bike Insurance

With the speed and terrain of a track, we know that accidents will happen.

Electric Bike Insurance

Whether purpose built or an adapted standard bike, we can help.

Road Cycle Insurance

Protecting your ride and keeping you on the tarmac is what we are here for.