Apple Watch Insurance

Apple Watch Insurance from £2.52* per month

The Apple Watch Series 8 and Apple Watch Ultra are Apple's latest smartwatches, featuring a larger always-on Retina display, a more rounded design with a larger casing, improved durability, and faster charging.

The Apple Watch Ultra is an all-purpose timepiece that can handle anything thrown at it - even the most extreme of sports. Featuring a larger face design and rechargeable battery, this is the ultimate in rugged wearables.

The Watch is compatible with the iPhone SE, iPhone 13 and the iPhone 13 Pro.

All the cover you need:

Accidental Damage / Malicious Damage[return to top]

We will pay the cost of repairs if your Apple Watch is damaged as the result of an accident or malicious damage. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Liquid Damage[return to top]

We will pay the cost of repairs if your Apple Watch is damaged by liquid as the result of an accident. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Breakdown[return to top]

We will pay repair costs if your Apple Watch suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Theft[return to top]

If you have chosen the Premier or Elite cover level and your Apple Watch is stolen we will provide you with a replacement Apple Watch. Where only part or parts of your Apple Watch have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen the Elite cover level and you accidentally lose your Apple Watch we will replace it.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your Apple Watch is damaged as the result of an accident. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Worldwide Cover[return to top]

Our gadget insurance policy provides year-round overseas cover included.

Cover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

• Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
• Gadgets must have been purchased new or refurbished as long as the gadget was sold with a minimum 12 month warranty.
• Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you make a claim.
• An excess applies to each and every claim.
• An additional £50 excess fee is due if you make a claim within the first 30 days of taking out a new policy. This additional excess fee only applies to new policies, not policy renewals.
• ** Accidental loss cover only applies it you select the Elite cover option.

* Price quoted is for the Apple Watch SE (2022) with Solo Loop 40 mm with the Premier level of cover and a £100 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.