Apple Watch InsuranceApple Watch Insurance from £2.52* per month

The Apple Watch Series 8 and Apple Watch Ultra are Apple's latest smartwatches, featuring a larger always-on Retina display, a more rounded design with a larger casing, improved durability, and faster charging.

The Apple Watch Ultra is an all-purpose timepiece that can handle anything thrown at it - even the most extreme of sports. Featuring a larger face design and rechargeable battery, this is the ultimate in rugged wearables.

The Watch is compatible with the iPhone SE, iPhone 13 and the iPhone 13 Pro.

Why insure with CoverCloud:

  • Instant cover for all your gadgets
  • New and refurbished gadgets covered
  • Up to 3 year age limit on gadgets
  • No Limit on Claims while you're insured with us
  • Worldwide Cover included
  • 24/7 Online Claims - simple and easy process

Important Information:

What our customers say...

The most trustworthy and reliable insurance company I've had the pleasure of dealing with! Thank you, very fast, efficient and reliable service.

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All the cover you need:

Accidental Damage / Malicious Damage[return to top]

We will pay the cost of repairs if your Apple Watch is damaged as the result of an accident or malicious damage. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Liquid Damage[return to top]

We will pay the cost of repairs if your Apple Watch is damaged by liquid as the result of an accident. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Breakdown[return to top]

We will pay repair costs if your Apple Watch suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Theft[return to top]

If you have chosen the Premier or Elite cover level and your Apple Watch is stolen we will provide you with a replacement Apple Watch. Where only part or parts of your Apple Watch have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen the Elite cover level and you accidentally lose your Apple Watch we will replace it.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your Apple Watch is damaged as the result of an accident. If your Apple Watch is not repairable then we will provide you with a replacement Apple Watch.

Worldwide Cover[return to top]

Our gadget insurance policy provides year-round overseas cover included.

Cheap Multi-Gadget InsuranceCover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount when insuring multiple gadgets.

Business iPhone Insurance

If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

* Price quoted is for the Apple Watch SE (2022) with Solo Loop 40 mm with the Premier level of cover and a £100 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.