Apple Watch Insurance

Apple Watch Insurance from £3.08* per month

The latest Apple Watch range, including the Apple Watch Series 11 and Apple Watch Ultra 3, builds on Apple's leading smartwatch technology with brighter always-on Retina displays, faster performance, and enhanced health and fitness tracking.

Designed for everyday convenience and active lifestyles, Apple Watch offers advanced features such as heart rate monitoring, fitness tracking, and seamless integration with your iPhone.

The Apple Watch Ultra is built for more demanding environments, with a rugged titanium case, precision dual-frequency GPS, and extended battery life, making it ideal for outdoor adventures and extreme sports.

All Apple Watch models are designed to work seamlessly with compatible iPhones, ensuring you stay connected, informed, and in control wherever you go.

With devices like these representing a significant investment, Apple Watch insurance provides peace of mind by protecting you against accidental damage, loss, theft, and breakdown.

All the cover you need:

Accidental Damage / Malicious Damage [return to top]

We will pay the cost of repairs if your Apple Watch is damaged as a result of an accident or malicious damage. If your Apple Watch is not repairable, then we will provide you with a replacement Apple Watch.

Liquid Damage [return to top]

We will pay the cost of repairs if your Apple Watch is damaged by liquid as a result of an accident. If your Apple Watch is not repairable, then we will provide you with a replacement Apple Watch.

Breakdown [return to top]

We will pay for repairs if your Apple Watch breaks down due to an electrical fault outside of the warranty period. If your Apple Watch is not repairable, then we will provide you with a replacement Apple Watch.

Theft [return to top]

If you have chosen the Premier or Elite cover level and your Apple Watch is stolen, we will provide you with a replacement Apple Watch. Where only part or parts of your Apple Watch have been stolen, we will only replace that part or parts.

Accidental Loss* [return to top]

If you have chosen the Elite cover level and you accidentally lose your Apple Watch, we will replace it.

Cracked Screens [return to top]

We will pay the cost of repairs if the screen of your Apple Watch is damaged as a result of an accident. If your Apple Watch is not repairable, then we will provide you with a replacement Apple Watch.

Up to 90-days worldwide cover[return to top]

Your gadgets are covered worldwide for a maximum of 90 days for any one trip.

Cover multiple gadgets for less with our Multi-Gadget discount

If you want to insure more than one gadget on a policy, we will give you a multi-gadget discount.

Business Gadget Insurance

If you need to cover multiple phones in your business, check our Business Phone Insurance option.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

• Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
• If you make a claim, we may request proof of usage. This is evidence from your provider that your phone has been in use since the policy was purchased and up to the event giving rise to the claim.
• An excess applies to each and every claim.
• * Accidental loss cover only applies if you select the Elite cover option.

* Price quoted is for the Apple Watch Series 11 Aluminium 42mm GPS with the Premier level of cover and a £125 excess.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.