Corporate mobile phone insurance for businesses
CoverCloud provides comprehensive mobile phone insurance tailored for businesses that need cost-effective, scalable protection for their workforce.
Whether you are covering a small team or a large organisation, we offer flexible solutions designed to protect company-issued devices, including the latest models such as the iPhone 17 and Samsung Galaxy S26.
CoverCloud business mobile phone insurance offers:
Our business mobile phone insurance is built to simplify device management and minimise disruption:
- Centralised device management across your organisation
- Dedicated account manager for ongoing support
- Quick and straightforward device registration
- Up to 90 days worldwide cover as standard
To discuss your requirements or arrange cover, call 0345 812 0030 and speak to our team.
Why insure with CoverCloud:
- Instant cover for all your gadgets
- New and second-hand gadgets covered
- Up to 3 year age limit on gadgets
- No Limit on Claims while you're insured with us
- Worldwide Cover included
- 24/7 Online Claims - simple and easy process
Important Information:
All the cover you need:
Accidental Damage / Malicious Damage[return to top]
We will pay the cost of repairs if your smartphone is damaged as the result of an accident or malicious damage. If your smartphone is not repairable then we will provide you with a replacement smartphone.
Liquid Damage[return to top]
We will pay the cost of repairs if your smartphone is damaged by liquid as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.
Breakdown[return to top]
We will pay repair costs if your smartphone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your smartphone is not repairable then we will provide you with a replacement smartphone.
Theft[return to top]
If you have chosen the Elite cover level and your smartphone is stolen we will provide you with a replacement smartphone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.
Loss[return to top]
If you have chosen the Elite cover level and you accidentally lose your smartphone we will replace it.
Cracked Screens[return to top]
We will pay the cost of repairs if the screen of your smartphone is damaged as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.
Up to 90-days worldwide cover[return to top]
Your gadgets are covered worldwide for a maximum of 90 days for any one trip.
Significant Exclusions or Limitations
As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.
- Gadgets cannot be more than 36 months old at the start date of the insurance when purchasing a new policy. There is no age limit when renewing your policy.
- Gadgets must have been purchased new or refurbished as long as the gadget was sold with a minimum 12 month warranty.
- Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you make a claim.
- An excess applies to each and every claim.
- ** Accidental loss cover only applies it you select the Elite cover option.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.
Cover is subject to the terms and conditions of the policy.
