Comprehensive Protection:

Important Information:

Cover is subject to the terms and conditions of the policy

All prices include Insurance Premium Tax at 12%

Pet Insurance you can trust

As pet owners, we realise the importance of ensuring that our pets enjoy the best possible treatment in the unfortunate event that they are injured or taken ill.

Vet's fees can be very expensive - a cat or dog injured in a road accident can easily cost as much as £750 in vet's fees. The average cost of a visit to the vet is currently over £200 with some more complex treatments such as hip dysplasia costing as much as £4,000.

Up to 1 in 2 pets will need unscheduled veterinary treatment this year but only 1 in 10 are insured.

Pet Insurance from CoverCloud offers you a straight forward and convenient way of providing insurance against costly fees, at a reasonable and economic cost.

We Quote a Fair Price:

Unlike some of our competitors, we tailor our premiums to your pet. Some companies charge all of their customers the same price irrespective of where they live, what breed they have and how old their pet is – this isn’t fair.

You wouldn’t expect a 17 year old living in London driving a sports car to pay the same insurance premium as a 45 year old living in Cornwall driving a mini.

Some pet insurance companies charge everybody the same price – this isn’t fair.

We have developed a system that considers you and your pet along with certain other key details. You pay the premium based on your circumstances and your pet.

You do not have to pay a higher premium to subsidise other pet owners – this IS fair.

Important:

Please note that CoverCloud Pet Insurance sales and claims administration is now being provided by our sister company Insurancefair.

What do we cover?

Please refer to the policy wording for full details of benefits, limitations and excesses.

Dog Insurance

Cover Levels Bronze Silver Gold
Vets Fees/Illness* £2,000 £4,000 £7,000
12 month/Limit per condition per condition per condition per condition
Accident Cover £2,000 £4,000 £7,000
Death from illness £350 £500 £1,000
Death from accident £350 £500 £1,000
3rd party liability  £500,000 £750,000 £1 million
Loss from Theft or Straying £350 £500 £1,000
Advertising & Reward £300 £500 £1,000
Boarding fees £250 £500 £1,000
Holiday cancellation £350 £750 £1,250
Overseas travel 1 month 3 month* 6 Months*
Quarantine costs £150 £500 £1,000
Loss of PETS Passport £250 £250 £250
Emergency Expenses Abroad £150 £350 £1,000
Pay Vet Direct Yes Yes Yes
* Subject to limit of 31 days per trip

Cat Insurance

Cover Levels Bronze Silver Gold
Vets Fees/Illness £2,000 £4,000 £7,000
12 month/Limit per condition per condition per condition per condition
Accident Cover £2,000 £4,000 £7,000
Death from illness £350 £500 £1,000
Death from accident £350 £500 £1,000
3rd party liability  No No No
Loss from Theft or Straying £350 £500 £1,000
Advertising & Reward £300 £500 £1,000
Boarding fees £250 £500 £1,000
Holiday cancellation £350 £750 £1,250
Overseas travel 1 month 3 months* 6 Months*
Quarantine costs £150 £500 £1,000
Loss of PETS Passport £250 £250 £250
Emergency Expenses Abroad £150 £350 £1,000
Pay Vet Direct Yes Yes Yes
* Subject to limit of 31 days per trip

An excess is always payable for each successful claim submitted. In addition, a level of co-insurance charge between the policyholder and insurer may be applicable after a certain age. Full details can be found in the policy wording and these levels will be advised on the policy certificate.

Dog Insurance

CoverCloud have made it very easy to find the right dog insurance policy. We offer three levels of cover packed with extensive benefits plus accident only.

Cat Insurance

Protect your feline friend with CoverCloud Pet Insurance. We offer three levels of cover packed with extensive benefits that make our policy the cat's whiskers.

Accident Only Insurance

The CoverCloud accident-only policy simply provides cover if your pet has an accident. It does not cover any on-going or one-off illnesses and has no added policy benefits.

Significant Exclusions or Limitations

The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you or your pet, so you need to check the policy document for full details.

Cover is subject to the terms and conditions of the policy

All prices include Insurance Premium Tax at 12%