Cheap Smartphone InsuranceSmartphone Insurance from £2.99 per month

Over the past few years smartphones such as the Samsung Galaxy S and the Google Nexus have become massively popular and also incredibly powerful. Smartphones are more than a way to communicate with friends and family and now offer features that were once only possible on laptops. However, as their power has increased so has their cost, with a typical smartphone costing upwards of £500. So we think that getting quality smartphone insurance that covers the entire value of your phone is vital.

CoverCloud offers competitively priced cover for your contract, pre-paid or sim-free smartphone and gives you protection accidental damage, liquid damage, breakdown, theft and loss. All with overseas cover as standard.

How do we compare against other insurers?

CoverCloud's smartphone insurance for the Moto E starts at £2.99 for our Standard Cover option with a £75 excess. Our Elite level policy starts at £4.89 and includes cover for loss and theft and compares very well with our competitors.

Supplier Price per month Damage Theft Breakdown Loss Worldwide Excess
CoverCloud £4.89           £50
Protect your bubble £7.49*           £50
Mygadgetbuddy £7.49*           £50
Gadgetcover.com £6.99*           £50

Prices from competitor websites** and based on Moto E with all options selected and £50 excess. Prices correct as at 01 Aug 2017.

**Prices obtained from uk.protectyourbubble.com, www.gadgetbuddy.com, www.gadget-cover.com

Why insure with CoverCloud:

  • Comprehensive - choose from up to 3 levels of cover
  • Low Excess - choose your excess from £50 to £100
  • Worldwide Cover as Standard
  • Easy Payments - monthly or annual payments

Important Information:

What our customers say...

Fantastically easy and really quick to purchase!

Julie

All the cover you need:

Accidental Damage[return to top]

We will pay the cost of repairs if your smartphone is damaged as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Liquid Damage[return to top]

We will pay the cost of repairs if your smartphone is damaged by liquid as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Breakdown[return to top]

We will pay repair costs if your smartphone suffers an electrical or mechanical breakdown occurring outside of the manufacturers guarantee period. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Theft[return to top]

If you have chosen cover that includes Theft and your smartphone is stolen we will provide you with a replacement smartphone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen cover that includes Loss and you accidentally lose your smartphone we will replace it.

Unauthorised Calls[return to top]

If your smartphone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £1000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your smartphone is damaged as the result of an accident. If your smartphone is not repairable then we will provide you with a replacement smartphone.

Worldwide Cover[return to top]

Our gadget insurance policy provides overseas cover as standard unlike many some insurance companies who only offer overseas cover as an optional extra. All gadgets are covered up to 90 days worldwide.

Cheap Multi-Gadget InsuranceCover multiple gadgets for less with our Multi-Gadget discount

If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount of up to 10% when insuring multiple gadgets.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.

Cover is subject to the terms and conditions of the policy.