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Gadget and Phone Insurance

CoverCloud provides Gadget Insurance you can rely on. From iPhones and iPads to laptops and sat-navs we give your gadgets the cover you need.

Protect your phone or gadget against:
Accidental Damage, Liquid Damage, Breakdown, Theft, Loss, Unauthorised Calls. All with Worldwide Cover as standard.

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Insure your smartphone, iPhone and gadgets from £2.39* per month

We now live in a connected world where practically all of us own a smartphone or laptop that not only allows us to communicate with our friends and family and browse the internet but manage an ever increasing part of our lives. However, these gadgets do not come cheap, with smartphones costing up to £1,000 and laptops costing in excess of £2,000. This means we all need a way of protecting our investment so that if we do lose or damage our gadgets we can replace them quickly. CoverCloud can cover your iPhone or Smartphone to try and give you peace of mind whether home or overseas.

Multi-Gadget insurance - protect multiple gadgets for less!

Get multiple gadgets covered - including your phones, laptops and tablets - for less with our multi-gadget insurance discount! Find out more about Multi-Gadget Insurance.

iphone insurance

iPhone Insurance

Our specialist cover for iPhone ensures you have the maximum protection!

gadget insurance

Multi-Gadget Cover

Insure two or more gadgets with us and we will give you a discount of up to 10%!

smartphone insurance

SmartPhone Cover

Our smart phone insurance covers you for loss, theft, damage and more!

laptop insurance

Laptop Insurance

Make sure your laptop is protected wherever you go.

ipad insurance

iPad Insurance

Ensure your iPad or tablet is covered by taking out our comprehensive cover.

Why use CoverCloud to insure your gadgets?

Safe and Secure

All personal and payment information you send to us is securely encrypted using SSL with 128bit encryption. Our payment provider uses the very latest technology to ensure your personal details are kept safe.

Simple and Easy

With CoverCloud you don't have loads of forms to fill in to get your cover. Just choose the cover level to suit your requirements.

All the gadget cover you need:

Why insure with CoverCloud:

Important Information:

Feefo

Accidental Damage[return to top]

We will pay the cost of repairs if your gadget is damaged as the result of an accident. If your gadget is not repairable then we will provide you with a replacement gadget.

Liquid Damage[return to top]

We will pay the cost of repairs if your gadget is damaged by liquid as the result of an accident. If your gadget is not repairable then we will provide you with a replacement gadget.

Breakdown[return to top]

We will pay repair costs if your gadget suffers an electrical or mechanical breakdown occurring outside of the manufacturers guarantee period. If your gadget is not repairable then we will provide you with a replacement gadget.

Theft[return to top]

If you have chosen cover that includes Theft and your gadget is stolen we will provide you with a replacement gadget. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.

Loss[return to top]

If you have chosen cover that includes Loss and you accidentally lose your gadget we will replace it.

Unauthorised Calls[return to top]

If your smartphone or iphone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £1000.

Cracked Screens[return to top]

We will pay the cost of repairs if the screen of your smartphone is damaged as the result of an accident. If your gadget is not repairable then we will provide you with a replacement gadget.

Worldwide Cover[return to top]

Our gadget insurance policy provides overseas cover as standard unlike many some insurance companies who only offer overseas cover as an optional extra. Smartphones and other gadgets are covered up to 90 days worldwide.

Significant Exclusions or Limitations

As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.

Cover is subject to the terms and conditions of the policy.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.