What our customers say...
Really easy to understand and apply for, everything was easily worded and made it very easy of me to choose an insurance policy best suited to me
Bethany
Insure your iPhone 5c from £4.73* per month
The new iPhone 5C from Apple puts a splash of colour in your pocket and while it is the most fun looking iPhone yet, it certainly isn't cheap. The iPhone 5C costs over £500† for the 32Gb model which is the same as the entry level iPhone 5S. Therefore getting quality iPhone 5C insurance is a must. CoverCloud offers competitive cover for your iPhone 5C that protects you against loss, accidental damage and even water damage. We also include cover for unauthorised calls as thefts can result in massive bills for the unwary.
Why insure with CoverCloud:
- Comprehensive - choose from 2 levels of cover and 3 excess levels
- No Limit on Claims while you're insured with us
- Worldwide Cover as Standard
- Easy Payments - monthly or annual cover payments
Important Information:
All the cover you need:
Accidental Damage*[return to top]
We will pay the cost of repairs if your iPhone is damaged as the result of an accident or malicious damage. If your iPhone is not repairable then we will provide you with a replacement iPhone.
Liquid Damage[return to top]
We will pay the cost of repairs if your iPhone is damaged by liquid as the result of an accident. If your iPhone is not repairable then we will provide you with a replacement iPhone.
Breakdown[return to top]
We will pay repair costs if your iPhone suffers an electrical breakdown occurring outside of the manufacturers guarantee period. If your iPhone is not repairable then we will provide you with a replacement iPhone.
Theft[return to top]
If you have chosen cover that includes Theft and your iPhone is stolen we will provide you with a replacement iPhone. Where only part or parts of your gadget have been stolen, we will only replace that part or parts.
Loss**[return to top]
If you have chosen cover that includes Loss and you accidentally lose your iPhone we will replace it. Loss cover is only available for mobile phones, iPads, tablets and smartwatches.
Unauthorised Calls[return to top]
If your iPhone is lost or stolen, we will refund the cost of unauthorised calls made from it after the time it was lost or stolen up to a maximum of £10,000.
Cracked Screens[return to top]
We will pay the cost of repairs if the screen of your iPhone is damaged as the result of an accident. If your iPhone is not repairable then we will provide you with a replacement iPhone.
Worldwide Cover[return to top]
Our gadget insurance policy provides overseas cover for unlimited durations as standard unlike some insurance companies who only offer cover for limited times such as 90 days.
E-Wallet Protection[return to top]
If your gadget is accidentally lost or stolen and the claim is covered by your policy, we will refund the cost of unauthorised transactions made using your e-wallet facility up to a maximum of £500.
Cover multiple gadgets for less with our Multi-Gadget discount
If you have more than one gadget to cover or if you want cover for multiple gadgets in your home then make use of our multi-gadget discount of up to 10% when insuring multiple gadgets.
Business iPhone Insurance
If you need to cover multiple iPhones within your business then take a look at our Business Phone Insurance option.
Significant Exclusions or Limitations
As with all policies of this type there are certain limitations and certain things that are not covered. The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you, so you need to check the policy document for full details.
- Gadgets must be less than 3 years old at the start date of the insurance for the Elite level policy or less than 1 year old for the Theft & Loss Only policy. There is no age limit for the Elite level policy when renewing your policy.
- You will not be able to make a claim within the first 14 days of the start date of the policy if your gadget is over 60 days old.
- Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) may be requested if you make a claim.
- An excess applies to each and every claim.
- Loss cover is only available for mobile phones, iPads, tablets and smartwatches.
* Price quoted is for the Apple iPhone 5c 8GB with the Theft & Loss Only level of cover and a £75 excess.
All premiums are inclusive of Insurance Premium Tax (IPT) which is 12%.
Cover is subject to the terms and conditions of the policy.
* Only in force if you select the Elite Cover option
** Loss cover is only available for Smartphones, iPads, Tablets and Smartwatches
