Bicycle Insurance

Bicycle Insurance you can trust

Being a victim of bike theft is a distressing and costly experience, as is coping with the burden of unexpected repair costs and inconvenience should you have an accident whilst out on the road.

Bicycle cover from CoverCloud is the perfect solution, with a comprehensive choice of cover options you can be instantly protected against a number of risks that can affect you and your bike when riding in the UK and Worldwide.

•  Theft & damage cover for bicycles up to £6,000
•  New for old replacement if your bicycle is under 3 years old
•  Worldwide Cover option
•  Optional Accessories cover
•  Optional Replacement Cycle Hire cover
•  Optional Cycle Rescue cover
•  Optional Personal Accident cover
•  Optional Legal Expenses cover
•  Optional Public Liability cover

All the cover you need:

Theft[return to top]

Covers your bike when being used by you or even an immediate family member who lives with you.

Accidental and Malicious Damage[return to top]

We will pay the cost of repairs if your bicycle is damaged as the result of an accident or malicious damage. If your bicycle is not repairable then we will provide you with a replacement bicycle.

New-for-Old Replacement[return to top]

We will pay for the cost of replacement as new providing the damaged cycle was not more than 3 years old at the date of loss and provided it was new when you purchased it.

Optional Worldwide Cover[return to top]

Your cycle and accessories are covered worldwide against theft or accidental damage.

Optional Accessories Cover [return to top]

Choose from £300, £600 or £900 optional cover for your bicycle accessories.

Optional Replacement Cycle Hire Cover[return to top]

Choose from £500, £750 or £1000 optional cover towards the hire of a replacement cycle.

Optional Roadside Recovery Cover[return to top]

Our optional Cycle Rescue cover provides roadside recovery in the UK only if an incident occurs more than one mile from your home.

Optional Personal Accident Cover [return to top]

Our optional Personal Accident cover provides a fixed lump-sum up to a maximum of £25,000 (if level 2 selected) in the event of an accident or death occurring whilst using your cycle.

Optional Public Liability Cover [return to top]

Our optional Public Liability insurance covers you for incidents that occur while you’re on your bike that may result in damage to third-party property or injure another person.

Significant Exclusions or Limitations

The most significant exclusions of this policy are set out below. There may be other exclusions that are significant to you or your cycle, so you need to check the policy document for full details.

• This policy is for permanent residents of the United Kingdom and covers a cycle not exceeding £6,000 in value
• The cycle must not be left unattended away from your home for longer than 24 hours. When left unattended, it must be secured through the frame by an approved lock to an immovable object
• If the cycle is in or on a vehicle, all doors, windows and other openings of the vehicle and cycle rack must be closed, securely locked and properly fastened
• Cycle Rescue is only available when cycling in the UK.

Cover is subject to the terms and conditions of the policy

All prices include Insurance Premium Tax at 12%